Buying a home is a big step, and if you’re a veteran stepping into civilian life, the process can feel even bigger. Fortunately, VA home loans offer unique advantages that can make the process easier and more affordable for service members.   Unlike many traditional loans, you don’t need a big down payment before getting approved.  That means you can focus […]

Military experience often builds skills that employers value, but the transition into the civilian workforce can still feel challenging. The good news is that veterans have access to a wide range of resources, benefits, and career paths. Here are some tips to help you take advantage of them and find new work that fits your […]

When you fail to make payments toward a credit card debt, the issuer will eventually consider the account to be in default. At that point, they can take more aggressive steps to collect from you, which can culminate in a credit card lawsuit.  Here’s what you should know about these lawsuits, including when they typically occur, what they involve, and […]

On top of the heavy emotional impact, divorce often forces significant financial changes. Separating assets and revising long-term plans can feel overwhelming, especially if you shared finances with your spouse for decades.  While there’s no one approach to financial planning after divorce, taking a few practical steps early on can help you regain stability. This guide offers tips to help you […]

Marriage often brings shared financial responsibilities, including decisions about how to handle debt. Whether one spouse may be responsible for the other’s credit card balance depends on several factors, including how the account was set up and the laws in the state where the couple lives. Some states treat many debts from the marriage as shared, while […]

Investing in real estate can pay off, but not everyone has the time or cash to manage properties. With real estate investment trusts (REITs), you can grow your money through real estate without buying a building or becoming a landlord.   However, it’s important to understand REITs before committing your funds. Here’s what you should know about them, including how […]

Being in debt carries a stigma, and many people avoid talking or even thinking about it. However, struggling to keep up with monthly payments is far more common than you might think. If you’ve ever wondered what percentage of Americans are in debt, the answer might surprise you.  So how many people in America are in debt? Here’s a […]

Many people lose track of old bills or credit accounts over time, especially after undergoing significant life changes. For example, moving, switching jobs, or separating from a partner can all cause disruption that muddies your finances.  If you’re worried something has slipped through the cracks, this guide will show you how to find all your debts and who […]

With the cost of living rising rapidly in recent years, many Americans are struggling to keep up with their bills. Falling behind despite your best efforts can be frustrating, but financial hardship relief programs exist to help you navigate these tough times.  These programs can give you a way to cover your basic needs and […]

“Zombie debt” is debt that shows up long after someone thought the account was closed, forgotten, or too old to matter. Sometimes it comes from outdated records, and other times it appears because a collection agency purchased old accounts and began contacting people again.  Understanding why an old debt might reappear can help you decide what information […]