Free for all Indian investors

Plan Smarter. Invest Better.

Free calculators for every Indian investor. Make informed decisions with accurate calculations using real financial formulas.

8Calculators
100%Free
YesReal Formulas

SIP Calculator

Calculate your Systematic Investment Plan returns with step-up option

Investment Details
₹500₹1,00,000
%
1%30%
Yrs
1 Year40 Years

Total Invested

₹12,00,000

Est. Returns

₹11,23,391

Maturity Value

₹23,23,391

Investment Breakdown
Year-wise Breakdown
YearInvestedReturnsTotal
1₹1,20,000₹8,093₹1,28,093
2₹2,40,000₹32,432₹2,72,432
3₹3,60,000₹75,076₹4,35,076
4₹4,80,000₹1,38,348₹6,18,348
5₹6,00,000₹2,24,864₹8,24,864
6₹7,20,000₹3,37,570₹10,57,570
7₹8,40,000₹4,79,790₹13,19,790
8₹9,60,000₹6,55,266₹16,15,266
9₹10,80,000₹8,68,215₹19,48,215
10₹12,00,000₹11,23,391₹23,23,391

Lumpsum Calculator

Calculate one-time investment growth over time

Investment Details
₹1,000₹1 Crore
%
1%30%
Yrs
1 Year40 Years

Invested Amount

₹1,00,000

Total Gains

₹2,10,585

Final Value

₹3,10,585

Year-by-Year Growth

PPF Calculator

Calculate your Public Provident Fund maturity amount

Investment Details
₹500₹1,50,000 (Max)
%

Current PPF rate: 7.1% (as of 2024)

PPF has a minimum lock-in of 15 years, extendable in blocks of 5 years

Total Invested

₹15,00,000

Total Interest

₹12,12,139

Maturity Value

₹27,12,139

Year-wise Growth
Year-wise Breakdown
YearInvestedInterestBalance
1₹1,00,000₹7,100₹1,07,100
2₹2,00,000₹21,804₹2,21,804
3₹3,00,000₹44,652₹3,44,652
4₹4,00,000₹76,222₹4,76,222
5₹5,00,000₹1,17,134₹6,17,134
6₹6,00,000₹1,68,051₹7,68,051
7₹7,00,000₹2,29,682₹9,29,682
8₹8,00,000₹3,02,790₹11,02,790
9₹9,00,000₹3,88,188₹12,88,188
10₹10,00,000₹4,86,749₹14,86,749
11₹11,00,000₹5,99,409₹16,99,409
12₹12,00,000₹7,27,167₹19,27,167
13₹13,00,000₹8,71,095₹21,71,095
14₹14,00,000₹10,32,343₹24,32,343
15₹15,00,000₹12,12,139₹27,12,139

FD Calculator

Calculate Fixed Deposit interest and maturity amount

Investment Details
₹1,000₹1 Crore
%
1%15%
Months
1 Month10 Years

Additional 0.5% interest rate

Principal

₹1,00,000

Interest Earned

₹7,186

Maturity Value

₹1,07,186

Investment Breakdown

RD Calculator

Calculate Recurring Deposit maturity amount

Investment Details
₹100₹1,00,000
%
1%15%
Months
6 Months10 Years

Total Deposited

₹1,20,000

Total Interest

₹9,099

Maturity Value

₹1,29,099

Growth Over Time

EMI Calculator

Calculate your monthly loan EMI payments

Loan Details
₹1 Lakh₹10 Crore
%
1%30%
Months
1 Year30 Years

Monthly EMI

₹21,696

Total Interest

₹27,06,939

Total Payment

₹52,06,939

Payment Breakdown
Amortization Schedule
MonthPrincipalInterest
1₹3,987₹17,708
2₹4,015₹17,680
3₹4,044₹17,652
4₹4,073₹17,623
5₹4,101₹17,594
6₹4,130₹17,565
7₹4,160₹17,536
8₹4,189₹17,506
9₹4,219₹17,477
10₹4,249₹17,447
11₹4,279₹17,417
12₹4,309₹17,386
13₹4,340₹17,356
14₹4,370₹17,325
15₹4,401₹17,294
16₹4,433₹17,263
17₹4,464₹17,232
18₹4,496₹17,200
19₹4,527₹17,168
20₹4,559₹17,136
21₹4,592₹17,104
22₹4,624₹17,071
23₹4,657₹17,039
24₹4,690₹17,006
25₹4,723₹16,972
26₹4,757₹16,939
27₹4,790₹16,905
28₹4,824₹16,871
29₹4,859₹16,837
30₹4,893₹16,803
31₹4,928₹16,768
32₹4,963₹16,733
33₹4,998₹16,698
34₹5,033₹16,663
35₹5,069₹16,627
36₹5,105₹16,591
37₹5,141₹16,555
38₹5,177₹16,518
39₹5,214₹16,482
40₹5,251₹16,445
41₹5,288₹16,408
42₹5,325₹16,370
43₹5,363₹16,332
44₹5,401₹16,294
45₹5,439₹16,256
46₹5,478₹16,218
47₹5,517₹16,179
48₹5,556₹16,140
49₹5,595₹16,100
50₹5,635₹16,061
51₹5,675₹16,021
52₹5,715₹15,981
53₹5,755₹15,940
54₹5,796₹15,899
55₹5,837₹15,858
56₹5,879₹15,817
57₹5,920₹15,775
58₹5,962₹15,733
59₹6,004₹15,691
60₹6,047₹15,649
61₹6,090₹15,606
62₹6,133₹15,563
63₹6,176₹15,519
64₹6,220₹15,476
65₹6,264₹15,431
66₹6,308₹15,387
67₹6,353₹15,342
68₹6,398₹15,297
69₹6,443₹15,252
70₹6,489₹15,206
71₹6,535₹15,160
72₹6,581₹15,114
73₹6,628₹15,068
74₹6,675₹15,021
75₹6,722₹14,973
76₹6,770₹14,926
77₹6,818₹14,878
78₹6,866₹14,829
79₹6,915₹14,781
80₹6,964₹14,732
81₹7,013₹14,683
82₹7,063₹14,633
83₹7,113₹14,583
84₹7,163₹14,532
85₹7,214₹14,482
86₹7,265₹14,431
87₹7,316₹14,379
88₹7,368₹14,327
89₹7,420₹14,275
90₹7,473₹14,223
91₹7,526₹14,170
92₹7,579₹14,116
93₹7,633₹14,063
94₹7,687₹14,009
95₹7,741₹13,954
96₹7,796₹13,899
97₹7,851₹13,844
98₹7,907₹13,788
99₹7,963₹13,732
100₹8,020₹13,676
101₹8,076₹13,619
102₹8,134₹13,562
103₹8,191₹13,504
104₹8,249₹13,446
105₹8,308₹13,388
106₹8,366₹13,329
107₹8,426₹13,270
108₹8,485₹13,210
109₹8,545₹13,150
110₹8,606₹13,090
111₹8,667₹13,029
112₹8,728₹12,967
113₹8,790₹12,905
114₹8,852₹12,843
115₹8,915₹12,780
116₹8,978₹12,717
117₹9,042₹12,654
118₹9,106₹12,590
119₹9,170₹12,525
120₹9,235₹12,460
121₹9,301₹12,395
122₹9,367₹12,329
123₹9,433₹12,263
124₹9,500₹12,196
125₹9,567₹12,128
126₹9,635₹12,061
127₹9,703₹11,992
128₹9,772₹11,924
129₹9,841₹11,854
130₹9,911₹11,785
131₹9,981₹11,715
132₹10,052₹11,644
133₹10,123₹11,573
134₹10,195₹11,501
135₹10,267₹11,429
136₹10,340₹11,356
137₹10,413₹11,283
138₹10,487₹11,209
139₹10,561₹11,135
140₹10,636₹11,060
141₹10,711₹10,985
142₹10,787₹10,909
143₹10,863₹10,832
144₹10,940₹10,755
145₹11,018₹10,678
146₹11,096₹10,600
147₹11,174₹10,521
148₹11,254₹10,442
149₹11,333₹10,362
150₹11,414₹10,282
151₹11,494₹10,201
152₹11,576₹10,120
153₹11,658₹10,038
154₹11,740₹9,955
155₹11,824₹9,872
156₹11,907₹9,788
157₹11,992₹9,704
158₹12,077₹9,619
159₹12,162₹9,534
160₹12,248₹9,447
161₹12,335₹9,361
162₹12,422₹9,273
163₹12,510₹9,185
164₹12,599₹9,097
165₹12,688₹9,007
166₹12,778₹8,918
167₹12,869₹8,827
168₹12,960₹8,736
169₹13,052₹8,644
170₹13,144₹8,552
171₹13,237₹8,458
172₹13,331₹8,365
173₹13,425₹8,270
174₹13,520₹8,175
175₹13,616₹8,079
176₹13,713₹7,983
177₹13,810₹7,886
178₹13,908₹7,788
179₹14,006₹7,690
180₹14,105₹7,590
181₹14,205₹7,490
182₹14,306₹7,390
183₹14,407₹7,288
184₹14,509₹7,186
185₹14,612₹7,084
186₹14,715₹6,980
187₹14,820₹6,876
188₹14,925₹6,771
189₹15,030₹6,665
190₹15,137₹6,559
191₹15,244₹6,452
192₹15,352₹6,344
193₹15,461₹6,235
194₹15,570₹6,125
195₹15,681₹6,015
196₹15,792₹5,904
197₹15,904₹5,792
198₹16,016₹5,679
199₹16,130₹5,566
200₹16,244₹5,452
201₹16,359₹5,337
202₹16,475₹5,221
203₹16,592₹5,104
204₹16,709₹4,987
205₹16,827₹4,868
206₹16,947₹4,749
207₹17,067₹4,629
208₹17,188₹4,508
209₹17,309₹4,386
210₹17,432₹4,264
211₹17,555₹4,140
212₹17,680₹4,016
213₹17,805₹3,891
214₹17,931₹3,765
215₹18,058₹3,638
216₹18,186₹3,510
217₹18,315₹3,381
218₹18,444₹3,251
219₹18,575₹3,120
220₹18,707₹2,989
221₹18,839₹2,856
222₹18,973₹2,723
223₹19,107₹2,589
224₹19,242₹2,453
225₹19,379₹2,317
226₹19,516₹2,180
227₹19,654₹2,041
228₹19,793₹1,902
229₹19,934₹1,762
230₹20,075₹1,621
231₹20,217₹1,479
232₹20,360₹1,335
233₹20,504₹1,191
234₹20,650₹1,046
235₹20,796₹900
236₹20,943₹752
237₹21,092₹604
238₹21,241₹455
239₹21,391₹304
240₹21,543₹153

CAGR Calculator

Calculate Compound Annual Growth Rate or project future value

Investment Details
Yrs

CAGR

14.87%

Absolute Return

100.00%

Total Gain

₹1,00,000

Value Comparison

Compound Interest Calculator

Compare Simple Interest vs Compound Interest over time

Investment Details
₹1,000₹10 Crore
%
1%50%
Yrs
1 Year50 Years

Simple Interest

₹50,000

Total

₹1,50,000

Compound Interest

₹63,862

Total

₹1,63,862

Extra Earnings with Compound Interest

+₹13,862

SI vs CI Over Time
Year-wise Comparison
YearSI TotalCI TotalDiff
1₹1,10,000₹1,10,381+₹381
2₹1,20,000₹1,21,840+₹1,840
3₹1,30,000₹1,34,489+₹4,489
4₹1,40,000₹1,48,451+₹8,451
5₹1,50,000₹1,63,862+₹13,862

Goal Planner

Plan your financial goals and discover how much to invest

1
2
3

What are you saving for?

Emergency Fund

3-6 months of expenses

Car

New or used vehicle

Travel

Dream vacation

House

Down payment or full

Education

Higher studies

Retirement

Golden years corpus

Learn About Investing

Frequently asked questions about investments and calculators